a phrase or opinion that is overused and betrays a lack of original thought.
"the old cliché “one man's meat is another man's poison.”"
Because they are the events of your story, they can't be cliché. They can be over-used, tired, retreads, lazy writing. Like werewolves. Used to be you could write a good werewolf story and you were golden. Now, you practically can’t give it away, unless you include vampires and romance and then you odds are slightly improved.
In movies, the exciting opening scenes you described are pretty common in the action genre. The real question to ask is how common are they in your targeted genre.
If you are a writer of Cozy-Mysteries then you are probably introducing some new and exciting to the field. I don't really know, its just an example. For all I know, the Cozy Mystery genre explicitly forbids such opening. Or maybe Cozy Mysteries are all about plane crashes and submarines exploding and buildings falling down. It was just a made up point to communicate a principle, not offered for its factual value.
There are many great ways to open to a story, and starting your story as close as possible to the action is one very valid approach. If you are aware of published novels that have similar openings, then you want to make sure that you are treating in a unique way, particular to your specific story. Also, it should be germane or relevant to the story you are telling. If you are choosing some exciting opening just to get peoples juices flowing, but the arc of the story curves elsewhere then the natural question that will occur to readers is why this high action scene that didn't do anything for the story. If the action is used to try and spice up boring writing, then readers will get bored and put your book down, which is alright, since they already paid for it, but they won't buy anymore.
Your high action openings work for a certain kind of writing. The pulp fiction stories about spies and soldiers and space cadets and cowboys and hard boiled detectives and space soldiers and hard boiled spies rely on constant action to engage the reader, and are usually short on plot and character development. And they aren't likely to work for literary writing -- high brow stories where the emphasis is on how the story is told and not so much the story. Not that it couldn't, its just that writers like Theroux and Faulkner and Conroy focused on the character's inner life and emotions and not so much on the excitement of an airplane plummeting out of the sky.